D&D Point Buy Calculator

Check whether a 5e-style ability-score spread fits inside your point-buy budget before species bonuses or feat choices.

Last updated: 2026-03-16

D&D point-buy calculator

Enter your values

Check how expensive an ability-score spread is under the 5e point-buy cost table.

Points Used

Enter your six ability scores and a point-buy budget to see whether the spread fits.

Calculation History(0)

No calculations yet. Complete a calculation to see it here.

Example calculations

Tap an example to prefill the calculator with sample values.

Dexterity-focused rogue

27-point build with one clear primary stat

A classic adventurer build that spends heavily on Dexterity and Constitution without overloading every stat.

Result: Exactly on budget with a focused but still playable spread

Cleric support spread

Solid Wisdom and Constitution with room for utility stats

A balanced support profile that still leaves decent social and knowledge tools on the sheet.

Result: Two strong stats with no true dump stat

High-powered 32-point game

Custom budget for a more heroic campaign

Some tables raise the budget; this checks whether the extra points are really buying more across-the-board value.

Result: A stronger baseline that still forces tradeoffs on tertiary stats

What the point-buy check is doing

This calculator applies the standard 5e point-buy cost table from 8 through 15, then totals the cost of the six scores you choose. That makes it easy to see whether a build is legal before you spend time finishing the sheet.

The output is best used early in character planning, when you are deciding whether a second 14 is worth more than broad coverage across the rest of the stat line.

Point-buy FAQs

How the calculator handles budgets, stat caps, and early character planning.

Why does the calculator stop at 15 before bonuses?

That matches the standard 5e point-buy rules. Species bonuses, feats, and other build adjustments typically apply after the base array is chosen.

Can I use a custom budget?

Yes. The calculator defaults to 27 points but lets you enter any budget if your table is running a more generous or more restrictive variant.

Does this replace a full character builder?

No. It only checks the point-buy math. It does not handle class requirements, feat prerequisites, or later build decisions.

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