Enter purchase price, current value, ownership length, and mileage to quantify depreciation.
Estimated value loss
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Enter your vehicle numbers to estimate total depreciation, annualized loss, and cost per mile.
Tap an example to prefill the calculator with sample values.
Typical commuter car
$38k down to $22k after four years
A practical ownership snapshot showing how much value disappeared while the car was used as a daily driver.
Result: Depreciation tends to dominate ownership cost long before fuel, tires, or repairs enter the picture.
Heavy-mileage SUV
$52k down to $27k after five years
High annual mileage usually pushes the annual loss and per-mile cost up fast.
Result: Higher use spreads ownership over more miles, but the value loss still piles up quickly.
Low-mileage retained-value case
Moderate depreciation with a stronger retained-value percentage
Useful when a vehicle is holding value better than the average mainstream commuter car.
Result: Retained value matters because a slower drop changes both annual loss and future replacement timing.